Los mus saib seb tus as khauj HSA puas raug rau koj, mus saib hauv Further℠ (SelectAccount® thaum ub).
1. Muab nyiaj peev rau koj tus as khauj HSA thaum ntxov
Koom pab kom tau ntau tshaj plaws li ua tau rau koj tus as khauj thaum pib ntawm txhua lub xyoo. Txawm li cas los koj yeej muaj sij hawm kom txog thaum koj xa daim ntawv thov se rov qab mam los ua cov kev tso nyiaj rau hauv tus as khauj HSA, pib kiag tam sim no hauv txhua Lub Ib Hlis yuav muaj sij hawm ntau dua rau koj los siv qhov zoo ntawm koj tus as khauj HSA qhov kev loj hlob yam tsis muaj nqi se. Tau ntau lub xyoo, koj tuaj yeem tau tsheej phav duas las ntxiv lawm nrog lub tswv yim no kiag xwb.
2. Tos mam rho tawm los ntawm koj tus as khauj HSA
Ncua lub sij hawm nqa nyiaj los ntawm koj tus as khauj HSA yam ntev li ntev tau. Them rau koj cov nqi kho mob yas yus them yus thiab cia koj qhov nyiaj hauv tus as khauj HSA kom loj hlob yam tsis muaj se li. Tom qab ntawd ces them rov qab rau koj tus kheej los ntaw koj tus as khauj HSA rau yav tom ntej rau cov nqi kho mob uas muaj cai tau txais kev pab ntawd. Nco ntsoov khaws koj cov ntawv them nyiaj cia. Kuaj xyuas nrog koj tus as khauj HSA los saib seb koj puas tuaj yeem luam koj cov ntawv them nyiaj mus rau hauv koj qhov chaw khaws ntaub ntawv hauv hluav taws xob tau.
3. Siv koj tus as khauj HSA los nqi peev
Siv ib feem ntawm koj tus as khauj HSA qhov nyiaj tshuav los yuav cov peev nyiaj sib koom ua ke los sis lwm cov kev nqis peev uas muab kev loj hlob uas tuaj yeem loj tau.*
Piv txwv li:
Ib khub niam txiv uas muaj hnub nyoog 45-xyoos tuaj yeem muaj tau $185,215 txog $263,200 NTXIV hauv lawv tus as khauj HSA thaum lawv so noj nyiaj laus los ntawm kev siv cov tswv yim no. Ntawm no yog txoj hauv kev:
Lawv tso nyiaj $6,750 hauv txhua xyoo rau lawv tus as khauj HSA rau 20 xyoos thiab khwv tau qhov nyiaj tau rov qab ntawm 6 feem pua hauv lawv cov kev nqis peev ntawm tus as khauj HSA:*
- Lawv muaj $2,000 hauv ib xyoos hauv cov nqi kev noj qab haus huv uas muaj cai tau txais kev pab.
- Txhua xyoo, lawv rho nyiaj tawm ntawm lawv tus as khauj HSA los them rov qab rau lawv tus kheej.
- Hauv 20 lub xyoo lawv yuav muaj $185,215 hauv lawv tus as khauj HSA thaum uas lawv pib so noj nyiaj laus.
Yog tias tib khub txij nkawm ntawd ncua rho nyiaj tawm $2,000 hauv txhua xyoo, them rau lawv cov nqi kev saib xyuas kho mob uas yus them yus:
- Lawv yuav muaj $263,200 hauv lawv tus as khauj HSA thaum muaj hnub nyoog 65 xyoos.
- Ces lawv them rov qab rau lawv tus kheej rau cov nqi kho mob sib sau ua ke uas muaj cai tau txais kev pab uas lawv tsis tau them rau los sis kev them nyiaj rov qab los ntawm lawv tus as khauj HSA txoj phiaj xwm hauv lub xyoo dhau los.
- Lawv yuav muaj $223,200 hauv lawv tus as khauj HSA.
Paub ntxiv txog cov as khauj HSA
6 cov txiaj ntsig ntawm kev xaiv tus as khauj HSA
7 cov hauv kev los txuag nyiaj ntawm kev saib xyuas kho mob
Tus As Khauj Txuag Nyiaj Rau Kev Noj Qab Haus Huv ua hauj lwm li cas
Muaj ntau hom sib txawv ntawm cov as khauj siv nyiaj rau kev kho mob