Paub txog koj txoj phiaj xwm Medicare li pab pawg yuav pab koj tau txais kev raug pov thaiv ntau tshaj plaws los ntawm koj txoj phiaj xwm.
Thaum txog sij hawm mus ntsib kws kho mob los sis tsev kho mob, nws yog ib qho tseem ceeb uas yuav tau xaiv ib tug uas yog ib feem ntawm koj qhov phiaj xwm Blue Cross Medicare pab pawg.
Pab pawg muab kev pab cuam yog tsim los ntawm txhua tus kws kho mob thiab cov tsev kho mob uas koom nrog koj txoj phiaj xwm. Cov phiaj xwm nrog daim ntawv sau cov tshuaj cov txiaj ntsig muaj ib pab pawg tsev muag tshuaj.
Nkag siab koj lub chaw koom tes nrog
Cov phiaj xwm nrog tus nqi kho mob thiab kev them nqi duav roos rau daim ntawv sau tshuaj ua ke
| Lub phiaj xwm | Lub chaw kho mob koom tes nrog (suav nrog cov kws kho mob thiab tsev kho mob) | Cov pab pawg tsev muag tshuaj (suav nrog cov tsev muag tshuaj) | Piv txwv cov khw muag tshuaj hauv pab pawg nev vawj |
| Blue Cross Medicare Advantage (PPO) Metro thiab cov cheeb tsam Sab Hnub Poob | Medicare High Value Cov Koom Nrog: 99% ntawm cov tsev kho mob, 97% ntawm cov kws kho mob thiab cov kws kho mob tshwj xeeb hauv Minnesota, thiab cov kev pab cuam hauv cov koom nrog thaum koj mus ncig hauv Teb Chaws Asmeskas mus txog 12 hli sib law liag | Ntau txhiab ntawm hauv pab pawg tsev muag tshuaj | CVS, Walgreens, Hy-Vee, Walmart, Thrifty White, Costco, Cub, Walgreens Mail Service, Amazon mail order, Express Scripts mail order |
| Blue Cross Medicare Advantage (PPO) cheeb tsam Sab Qab Teb | Medicare Southern MN Pab Pawg muaj ntau dua 23,000 tus neeg muab kev pab cuam hauv xeev Minnesota | Ntau txhiab ntawm hauv pab pawg tsev muag tshuaj | CVS, Walgreens, Hy-Vee, Walmart, Thrifty White, Costco, Cub, Walgreens Mail Service, Amazon mail order, Express Scripts mail order |
| Platinum BlueSM nrog Rx (Nqi) | Platinum Blue Cov Koom Nrog: 100% ntawm cov tsev kho mob, 97% ntawm cov kws kho mob thiab cov kws kho mob tshwj xeeb hauv Minnesota, thiab cov kev pab cuam hauv cov koom nrog thaum koj mus ncig hauv Teb Chaws Asmeskas mus txog 9 lub hlis sib law liag | Ntau txhiab ntawm hauv pab pawg tsev muag tshuaj | CVS, Walgreens, Hy-Vee, Walmart, Thrifty White, Costco, Cub, Walgreens Mail Service, Amazon mail order, Express Scripts mail order |
Cov phiaj xwm nrog kev raug pov thaiv kev kho mob nkaus xwb
| Lub phiaj xwm | Lub chaw kho mob koom tes nrog (suav nrog cov kws kho mob thiab tsev kho mob) |
| Kev Ywj Pheej BlueSM (PPO) | Medicare High Value Cov Koom Nrog: 99% ntawm cov tsev kho mob, 97% ntawm cov kws kho mob thiab cov kws kho mob tshwj xeeb hauv Minnesota, thiab cov kev pab cuam hauv cov koom nrog thaum koj mus ncig hauv Teb Chaws Asmeskas mus txog 12 hli sib law liag. |
| Platinum Blue℠ (Tus Nqi) | Platinum Blue Cov Koom Nrog: 100% ntawm cov tsev kho mob, 97% ntawm cov kws kho mob thiab cov kws kho mob tshwj xeeb hauv Minnesota, thiab cov kev pab cuam hauv cov koom nrog thaum koj mus ncig hauv Teb Chaws Asmeskas mus txog 9 lub hlis sib law liag |
| Medicare Blue Uas Yog Hauv Paus | Cov neeg muab kev pab cuam uas Medicare tau pom zoo: Saib txhua tus neeg muab kev pab cuam uas lees txais Medicare txoj hauj lwm thoob teb chaws |
| Senior Gold℠ | Aware Pab Pawg: 100% ntawm cov tsev kho mob, 97% ntawm cov kws kho mob thiab cov kws tshwj xeeb hauv xeev Minnesota, thiab raug pov thaiv thoob teb chaws |
Medicare Txoj Phiaj Xwm Pab Khoom nrog Cov Kev Sib Koom Them (Txoj Phiaj Xwm N) Medicare Phiaj Xwm Pab Khoom nrog Cov Kev Pab Them Nqi Duav Roos Muab Tshwj Tus Nqi Siab Tshaj (Qhov Nyiaj Lov Tawm Siab Tshaj) | Cov neeg muab kev pab cuam uas Medicare tau pom zoo: Saib txhua tus neeg muab kev pab cuam uas lees txais Medicare txoj hauj lwm thoob teb chaws |
Cov phiaj xwm nrog kev raug pov thaiv daim ntawv sau cov tshuaj nkaus xwb
| Lub phiaj xwm | Cov pab pawg tsev muag tshuaj | Piv txwv cov tsev muag tshuaj |
| MedicareBlue℠ Rx (PDP) | Standard thiab Premium muaj ntau txhiab hauv pab pawg tsev muag tshuaj | CVS, Hy-Vee, Walmart, Express Scripts xaj hauv chaw xa ntawv, Amazon xaj hauv chaw xa ntawv |
Nrhiav cov neeg muab kev pab cuam hauv pab pawg
Puas yog koj tus kws kho mob los sis lub tsev kho mob nyob hauv koj pab pawg? Tshawb nrhiav ntawm no:
Koj yuav tsum nkag mus rau thawj peb lub cim ntawm koj daim ID tswv cuab, uas tuaj yeem pom nyob rau sab nraum qab ntawm koj daim npav ID tswv cuab Blue Cross, los sis xaiv lub chaw koom nrog los ntawm kev xa mus saib cov chaw muab kev pab cuam hauv koj cov chaw koom nrog.
Lub khw muag tshuaj puas yog nyob hauv lub chaw koom tes nrog? Tshawb nrhiav ntawm no
Cov txiaj ntsig kev mus ntoj ncig teb chaws
Ib txoj phiaj xwm uas muaj qhov txiaj ntsig rau kev mus ncig teb chaws yuav pab koj tau txais kev raug pov thaiv zoo tshaj plaws thaum koj mus ncig thoob teb chaws Meskas. Cov txiaj ntsig no tso cai rau koj muaj npe nyob twj ywm rau hauv koj txoj phiaj xwm thaum koj mus ncig rau sab nraud ntawm xeev Minnesota. Koj yuav them qhov phiaj xwm cov nqi sib koom them los yog nyiaj isalas sib nrog them ua ke raws li qhov tsim nyog.
Rau kev mus ncig txawv teb chaws, koj muaj kev raug pov thaiv nqi kho mob xwm txheej ceev, feem ntau nrog qee tus nqi sib koom them.
- Blue Cross Medicare Advantage (PPO): Duav roos mus ncig kev deb taug ntev txog kaum ob lub hlis sib law liag. Pab them rau cov kev pab cuam xwm txheej ceev thoob ntiaj teb.
- Platinum Blue nrog los sis tsis nrog Rx: Kev duav roos mus ncig kev deb ntev txog cuaj lub hlis txhua xyoo. Pab them rau cov kev pab cuam xwm txheej ceev thoob ntiaj teb.
- Blue Cross Medicare Supplement: Kev raug pov thaiv kev mus ncig teb chaws tsis muaj qhov txwv hauv txhua xyoo. Pab them rau cov kev pab cuam xwm txheej ceev thoob ntiaj teb.
Paub ntxiv txog Medicare qhov kev raug pov thaiv
Blue Cross muab qhov PPO, Tus Nqi thiab PDP cov phiaj xwm ua ke nrog Medicare cov ntawv cog lus. Kev tso npe rau hauv Blue Cross cov phiaj xwm no nyob raws li kev txuas sij hawm ntawm daim ntawv cog lus. Cov phiaj xwm muaj rau cov neeg nyob hauv thaj chaw uas muab kev pab cuam rau. Tej zaum koj tsuas tuaj yeem tso npe rau hauv ib txoj phiaj xwm nyob rau qee lub sij hawm ntawm lub xyoo nkaus xwb.
MedicareBlueSM Rx (PDP) yog ib txoj phiaj xwm tshuaj muaj ntawv yuav uas muaj daim ntawv cog lus nrog Medicare. Kev tso npe hauv MedicareBlue Rx nce raws li daim ntawv cog lus ntxiv sij hawm dua tshiab.
Muaj kev raug pov thaiv rau cov pej xeem ntawm thaj chaw uas muab kev pab cuam los sis cov tswv cuab ntawm tus tswv hauj lwm los sis pab pawg koom haum thiab tau tawm sib cais los ntawm ib qho ntawm cov phiaj xwm hauv qab no: Wellmark Blue Cross thiab Blue Shield ntawm Iowa*; Blue Cross thiab Blue Shield ntawm Minnesota*; Blue Cross thiab Blue Shield ntawm Montana*, feem hauj lwm ntawm Lub Tuam Txhab Muab Kev Pab Cuam Kev Saib Xyuas Kho Mob, Lub Tuam Txhab Tshwj Kev Cai Lij Choj Ua Ke; Blue Cross thiab Blue Shield ntawm Nebraska*; Blue Cross thiab Blue Shield ntawm North Dakota*; Wellmark Blue Cross thiab Blue Shield ntawm South Dakota*; thiab Blue Cross Blue Shield ntawm Wyoming*.
*Cov neeg muaj ntawv tso cai ywj pheej ntawm Blue Cross and Blue Shield Association.
Tau hloov kho tshiab hauv Lub Kaum Hli 1, 2024
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